Great teeth are the secret to success in any environment you may be placed in, especially if you want to make a good first impression. It is what a person first notices about you.
As time goes by, though, it is only natural that things fall out of place and need repairs. It may be an accident or even just plain old age, but your teeth will eventually have a tendency to fall out or get chipped.
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Dental Implants Are a Worthwhile Investment
When you inevitably lose a tooth or two, the best solution is to go to your dentist to get new pearly whites. But financing dental implants can be a challenge. And not everyone has the financial capability to just shell out cash when needed.
Although the price of dental implants varies from case to case, it is still a great investment to make for yourself. We advise you to click here for more information about dental payment plans and options for financing.
Payment Options for Better Teeth
How can one pay for a pricey procedure? The answer is dental payment plans. Just like any worthwhile investment, dental implants have available financial plans to help make your replacement journey much more affordable.
These dental payment plans help spread out the cost of your treatment over time, depending on what plan you get. Additionally, these plans come with a lot of variety. That is why it is important to know which one is the best for you and your pocket.
1. Insurance for Your Teeth
One of the most popular ways to pay for your dental procedures is by getting insurance for your teeth. If you are working in a company, it is possible that they have a dental plan available for you. If not, it would be wise to select a health insurance plan that includes dental work.
With insurance plans, you can get check-ups, cleanings, and dental implant procedures for free or at a reduced rate. Some discounts can even go up to 80%! Some plans also allow you to select which dentist you prefer to go to.
2. Loans
There are loans that specifically target your teeth and other dental work. This includes dental implants. Companies allow patients to loan up to $100,000 to get their dental implants done. Then, you and the company can decide on how to move forward with this loan.
So, you do not need to worry about paying in installments. With loans, it is possible to pay your dentist upfront. Your dentist may even have additional deals for you when you do decide to pay upfront.
3. Retirement Plans as Loans
Already have too many investment plans and loans? Retirement plans can incorporate dental implant payments as well.
The plan provider just needs to approve of your proposal and then they deposit the dental plan money to your retirement account plan.
4. Credit Card or Personal Bank Loans
It is understandable to be wary of companies that offer loans and investment plans. It’s just too much research and too many questions! There’s no need to worry, though, as your trusted bank can have the best solution for you.
If you are in need of dental implants, your favorite bank can offer you a personal loan you are able to use for your procedure. They offer low-interest rates as well.
If you don’t want to go through the hassle of speaking to a bank manager, you can also swipe your credit card and pay the charges off at the end of the month. Using your credit card has tons of savings, too, as you can get rebates, frequent flyer miles, and low-interest rates if you use it to pay for your dental implants.
5. Direct Cash-Out Payment
Now don’t be discouraged from paying upfront right after your procedure. Many dentists actually incentivize you to do so by giving you a 10% discount if you pay the doctor’s fees immediately!
And if you’ve been with your dentist for quite some time, he or she may even give you a larger discount for the sake of loyalty.
6. In-House Payment Plan
Another option your dentist will give you is to pay through installments. Dentists usually ask you to pay one-third of the money upfront. Then, you can pay the remaining fees in a span of six months (or less), depending on your relationship with your dentist.
You don’t need to include a third party with the in-house option since your deal is with the dentist’s office directly.
The Importance of Investing in Yourself
Getting your teeth fixed by getting dental implants done can be pricey, and that’s a fact. But, doing nothing about your loose and missing teeth has detrimental costs to your health. You can get rotten gums, bad teeth, lose more teeth, and even suffer from jawbone loss.
Without proper treatment, you may be spending more in the long run because of all the treatments you might need in the future when your teeth are in a worse condition.
So, it is important to invest in your health by getting your teeth fixed through dental implants. Make sure that your future will be bright and beautiful–just like your teeth!