• About Us
  • Contact Us
  • Latest
  • Terms and Conditions
  • Privacy Policy
The Frisky
  • Home
  • News
  • Health
  • Celebs
  • Movies
  • Love
  • Relationships
  • Style
  • Entertainment
  • Parenting
  • Royals
  • Travel
Health

Everything to Know About Medical Insurance

by Billy Antonio November 15, 2019
by Billy Antonio November 15, 2019 White medicine capsules and stethoscope.
1.4K

We rely on insurances to help cover certain costs associated with different things such as health, or materialistic such as our car, home, etc.

One type of insurance that every person needs is medical insurance. Medical insurance is a type of insurance that covers the costs associated with health expenses such as doctors appointments, surgeries, etc.

Whenever we visit a clinic, hospital, laboratory for certain testings, and even pharmacies, we can show our insurance and get financial help from our insurer. The insurer can help you by directly making payment to the provider (hospital, clinic, lab, etc) or reimburse you after you’ve paid out of your own pocket. This all depends on the type of medical insurance you have.

Depending on the country, medical insurance can come in two types. If your country doesn’t have universal healthcare, then you’ll have to resolve to private insurance. Some countries do have universal healthcare, but those who don’t have insurance included in their employee benefits packages.

Source: South China Morning Post

Contents

  • Types of Medical Insurance
    • · Public Insurance
    • · Private Insurance
  • When is Medical Insurance Important?
  • How to Apply for Medical Insurance?

Types of Medical Insurance

In the U.S., there are two types of medical insurance, private and public. We will explain both in this article.

· Public Insurance

Public insurance in the U.S. works through premiums. You pay the premium and the public healthcare provider pays for your medical expenses. There are a couple of public medical insurance types in the U.S. such as Medicaid, Medicare, and others that are specifically designed for U.S. veterans, Indians, etc.

Public medical insurance can be acquired by anyone but works differently to private insurance.

· Private Insurance

Private insurance seems to be more effective in solving the medical insurance question in the U.S. According to various data from the CDC, almost 67% of all Americans are privately insured. There are a lot of private insurance companies that offer private insurance to Americans.

To find the most affordable private insurer with $0 premium plans, head over to https://www.medicareadvantageplans2020.org. This website will find you the most affordable private insurance based on your location by contacting private insurers who they’ve partnered with.

Source: Vox

When is Medical Insurance Important?

As we mentioned, medical insurance helps cover the costs associated with medical expenses. If we aren’t insured, then medical costs can really be hard to pay off.

Medical costs can sometimes be astronomical. If you aren’t insured, a broken leg will cost you $8,000! Having medical insurance will help you from having to pay such expected and high medical costs.

Medical insurance also protects you from preventive services such as getting a shot of vaccines or doing various testings. By being insured, you won’t pay a single dollar for preventive services.

How to Apply for Medical Insurance?

To apply for medical insurance, you need to contact the Health Insurance Marketplace. This can be done in four ways.

The first is to call the marketplace itself and talk with a person who will give you all the necessary details in regard to getting medically insured.

The second is to go there in person and talk to a counselor for a medical insurance plan.

The second is to go there in person and talk to a counselor for a medical insurance plan. Alternatively, you can explore the best Medicare Advantage plans for 2025 online to find the coverage that suits your needs.

The third is to send an email, in which you will explain what you need. Emails are usually returned in less than two weeks.

And the last, and more convenient, one is to apply online by visiting the Health Care Marketplace website.

healthMedical InsurancePrivate InsurancePublic Insurance
Billy Antonio

previous post
6 Life Lessons From Connie Britton’s Hair (In GIFs!)
next post
Success Through Laughter: Examples of Fun and Creative Marketing Campaigns

Related Posts

The Anti-Aging Revolution: Taking NAD+ Supplements Mainstream

April 21, 2025

Managing Allergies in Children: A Comprehensive Guide for...

April 21, 2025

The Silent Struggle: Unpacking the Rise of Alcohol...

September 6, 2024

Categories

  • Accessories
  • Animals
  • Anime
  • Art
  • Astrology
  • Beard Care
  • Beauty
  • Betting
  • Biography
  • Blog
  • Business
  • Buying Guides
  • Cannabis
  • Cars
  • Casino
  • CBD
  • Celebs
  • Children
  • Citizenship
  • Clippers
  • Clothes
  • Computer
  • Couple Time
  • COVID-19
  • Crime
  • Crypto
  • Culture
  • Design
  • DIY
  • Economics
  • Education
  • Entertainment
  • Environment
  • Family
  • Fashion
  • Featured
  • Food
  • Food & Drink
  • Furniture
  • Galleries
  • Gambling
  • Games
  • Gardening
  • Gifts
  • Girl
  • Gossip
  • Guide
  • Guys
  • Hair
  • Hair Care Tips
  • Hair Dryers
  • Hair loss
  • Hairstyles
  • Health
  • Highlights
  • History
  • Hobby
  • Home
  • Horoscopes
  • Hot Rollers
  • How to …
  • Industry
  • Internet
  • Interview
  • Law
  • Legal Advice
  • Life
  • Lifestyle
  • Love & Sex
  • Love Your Self
  • Makeup
  • Marketing
  • Medicine
  • Mind & Body
  • Money
  • Motorcycle
  • Movies
  • Moving
  • Music
  • Nails
  • Net Worth
  • News
  • Parenting
  • People
  • Pets
  • Photography
  • Products for Hair
  • Real Estate
  • Recipes
  • Relationships
  • Religion
  • Royals
  • SEO
  • Shopping
  • Skincare
  • Sports
  • Studying
  • Style
  • Super Stars
  • Tech
  • Technology
  • The Body
  • Tips
  • Tips & Tricks
  • Tools
  • Toys
  • Travel
  • Type
  • Uncategorized
  • Vape
  • Vehicle
  • Video
  • VR
  • Wedding
Footer Logo
  • About Us
  • Contact Us
  • Latest
  • Terms and Conditions
  • Privacy Policy

© 2024 - All Right Reserved.

TheFrisky.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Amazon, the Amazon logo, AmazonSupply, and the AmazonSupply logo are trademarks of Amazon.com, Inc. or its affiliates.

We at TheFrisky participate in various affiliate marketing programs, which means we may earn commissions on products or services that we recommend or promote through our website. When you click on a link to purchase a product or service that we have recommended or promoted, we may earn a commission from the sale. This commission helps us maintain and improve our website and provide you with valuable information and resources.

The Frisky
  • Home
  • News
  • Health
  • Celebs
  • Movies
  • Love
  • Relationships
  • Style
  • Entertainment
  • Parenting
  • Royals
  • Travel
The Frisky
  • Home
  • News
  • Health
  • Celebs
  • Movies
  • Love
  • Relationships
  • Style
  • Entertainment
  • Parenting
  • Royals
  • Travel
© 2024 - All Right Reserved.

TheFrisky.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Amazon, the Amazon logo, AmazonSupply, and the AmazonSupply logo are trademarks of Amazon.com, Inc. or its affiliates.

We at TheFrisky participate in various affiliate marketing programs, which means we may earn commissions on products or services that we recommend or promote through our website. When you click on a link to purchase a product or service that we have recommended or promoted, we may earn a commission from the sale. This commission helps us maintain and improve our website and provide you with valuable information and resources.
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.OkNoPrivacy policy

Terms and Conditions - Privacy Policy